1. About 0neM and these terms
0neM is an independent technology brand building digital products. This website introduces the brand and its products and provides contact information. By using the website, you agree to these terms to the extent permitted by applicable law. If you do not agree, please discontinue use.
Questions about the website or these terms can be sent to support@0nem.com.
2. Acceptable use
You may browse this website and use its contact links for lawful purposes. You must not attempt to gain unauthorized access, interfere with the website or its infrastructure, distribute malicious code, impersonate others, or use the website to infringe another person’s rights.
3. Website and product information
Content is provided for general information about 0neM and its products. We aim to keep it accurate and useful, but features, availability, and product descriptions may change. Illustrative interfaces use sample data and are identified as illustrations rather than actual app screenshots.
A product description does not guarantee availability on a particular platform or in a particular region. Downloads, when available, are provided through the linked official distribution service and are subject to that service’s terms.
4. SpendNTrack and financial information
SpendNTrack is a personal finance record-keeping tool. It is not a bank, lender, payment service, or financial advisor. It does not move money or provide financial advice. Information on this website is not financial, investment, tax, or legal advice.
You are responsible for checking financial records against original statements and agreements and for making your own decisions. Seek qualified professional advice when appropriate. Separate product terms and privacy information apply to use of the application.
5. Intellectual property
Website content, design, logos, and other materials are protected by applicable intellectual property laws. You may view the website for personal and informational use. Any other use must comply with applicable law and any relevant license or permission. Third-party names, marks, and materials remain subject to their owners’ rights.
To ask about permission to reuse material or raise an intellectual property concern, contact support@0nem.com.
6. External links and communications
This website may link to services operated by other providers. We do not control their content, availability, or practices. Your use of those services is subject to their own terms and policies.
Email links open your chosen email application. Please provide only information relevant to your inquiry. Our Privacy Policy explains how website-related information and correspondence are handled.
7. Availability and limitations
The website and its content are provided on an “as available” basis. We do not guarantee that access will always be uninterrupted or free from errors, or that all information will remain current. Content may be updated, removed, or temporarily unavailable.
To the extent permitted by applicable law, we are not responsible for losses resulting from reliance on general website information or from interruptions to website access. Nothing in these terms excludes or limits liability that cannot lawfully be excluded or limits any mandatory consumer rights.
8. Changes to these terms
We may update these terms to reflect changes to the website or applicable requirements. The current version will be published on this page with its last updated date. Changes apply from publication unless a different date is stated, subject to applicable law.
9. Contact
For questions, concerns, or requests relating to these terms, email support@0nem.com or visit our contact page.